Citibank Nigeria SWIFT Code: CITINGLA, CITINGLAXXX & International Transfer Details
If you need the Citibank Nigeria SWIFT code for an international transfer, the main BIC associated with Citibank Nigeria Limited is CITINGLA. The 11-character head-office form is CITINGLAXXX.
Citibank Nigeria is different from Citibank entities in other countries, so it is important not to accidentally use a United States, United Kingdom or other country’s Citi SWIFT code when the beneficiary’s bank is Citibank Nigeria Limited.
Citibank Nigeria SWIFT Code at a Glance
| Detail | Information |
|---|---|
| Bank | Citibank Nigeria Limited |
| 8-character SWIFT/BIC | CITINGLA |
| 11-character head-office form | CITINGLAXXX |
| City | Lagos |
| Listed address | 27 Kofo Abayomi Street, Victoria Island, Lagos |
What Is CITINGLA?
CITINGLA is the eight-character SWIFT/BIC associated with Citibank Nigeria Limited. It identifies the Nigerian Citibank entity for international financial messaging.
The code should not be confused with Citi’s SWIFT codes for other countries. For example, an intermediary bank in New York can have a completely different BIC from the beneficiary bank in Nigeria.
Citibank Nigeria 11-Character SWIFT Code
The head-office representation is CITINGLAXXX. In the BIC structure, the first eight characters identify the institution and location, while the additional three characters can identify a branch or office.
XXX is commonly used to represent the head office.
Citibank Nigeria SWIFT Code Breakdown
- CITI — bank identifier.
- NG — Nigeria.
- LA — location identifier.
- XXX — head-office identifier in the 11-character form.
Citibank Nigeria Address
Citibank’s own depositary receipt information lists Citibank Nigeria Limited at 27 Kofo Abayomi Street, Victoria Island, Lagos, Nigeria, with the Swift Address shown as CITINGLA.
When making an international payment, always use the current beneficiary instructions supplied by Citibank Nigeria or the sender’s bank if a particular department or service requires a different BIC.
Is There a Citibank Nigeria Branch-Specific SWIFT Code?
Citibank Nigeria can have service-specific identifiers. One publicly listed example is CITINGLATRD, associated with the Trade Services Department.
This demonstrates why you should not assume that every Citibank Nigeria international transaction must use exactly the same 11-character code. If the payment is being sent for a particular Citibank department or service, follow the exact instructions supplied for that transaction.
CITINGLA vs CITIUS33
This is an important distinction for international transfers.
CITINGLA identifies Citibank Nigeria Limited, while CITIUS33 identifies a Citi entity in the United States and can appear as an intermediary or correspondent bank in some Nigerian payment instructions.
Therefore, a transfer instruction can contain more than one SWIFT code without there being a contradiction. One code may identify the intermediary institution while another identifies the final beneficiary bank.
How to Receive Money Into Citibank Nigeria
The sender may need:
- Beneficiary’s full name.
- Citibank Nigeria account number.
- Citibank Nigeria Limited as the beneficiary bank.
- CITINGLA or the exact BIC specified by the receiving bank.
- Beneficiary bank address.
- Currency and payment purpose where applicable.
The sender’s bank may also require correspondent-bank information.
SWIFT Code vs Account Number
CITINGLA does not identify your personal account. It identifies the bank. Your account number identifies your account within the bank.
Both details can therefore appear on the same international transfer instruction.
Common Citibank Nigeria SWIFT Mistakes
- Using CITIBANK’s U.S. SWIFT code instead of CITINGLA.
- Confusing the beneficiary bank with a correspondent bank.
- Using a department-specific BIC when the transfer requires the main bank BIC.
- Entering the wrong account number.
- Leaving out required beneficiary information.
Does Citibank Nigeria Use IBAN?
Nigeria does not operate an IBAN account-numbering system like many European countries. A sender should follow the exact account and payment instructions provided for the Nigerian beneficiary.
What If a Sender Uses the Wrong Citi SWIFT Code?
A wrong BIC can result in delays, rejection, investigation or return of the payment. This is particularly important when dealing with Citi because Citibank operates through multiple legal entities and jurisdictions.
The sender should check the beneficiary’s country before selecting a Citi SWIFT code.
Frequently Asked Questions
What is Citibank Nigeria’s SWIFT code?
The main eight-character SWIFT/BIC is CITINGLA.
What is the 11-character Citibank Nigeria SWIFT code?
The head-office form is CITINGLAXXX.
What is CITINGLATRD?
CITINGLATRD is a separately listed Citibank Nigeria BIC associated with the Trade Services Department.
Is CITINGLA the same as CITIUS33?
No. CITINGLA identifies Citibank Nigeria, while CITIUS33 identifies a Citi entity in the United States.
Can I receive international money into Citibank Nigeria?
International transfers can be routed to eligible Citibank Nigeria accounts using the appropriate payment instructions. Confirm the exact beneficiary details before sending.
Final Takeaway
The main Citibank Nigeria SWIFT code is CITINGLA, with CITINGLAXXX representing the head-office form. Citibank Nigeria also has service-specific BIC information, so large or specialised international payments should use the exact instructions supplied for the transaction.