Alpha Morgan Bank SWIFT Code in Nigeria: AMRGNGLA & International Transfer Guide
If you need to send or receive an international bank transfer through Alpha Morgan Bank in Nigeria, you may be asked for the bank’s SWIFT or BIC code. This identifier helps the international payment system identify the receiving financial institution.
The SWIFT/BIC associated with Alpha Morgan Bank Limited in Nigeria is AMRGNGLA. The 11-character head-office representation is AMRGNGLAXXX.
Alpha Morgan Bank SWIFT Code at a Glance
| Bank | Details |
|---|---|
| Bank name | Alpha Morgan Bank Limited |
| 8-character SWIFT/BIC | AMRGNGLA |
| 11-character head-office BIC | AMRGNGLAXXX |
| Country | Nigeria |
| Listed address | 44 Adetokunbo Ademola, Lagos |
What Is AMRGNGLA?
AMRGNGLA is an eight-character BIC associated with Alpha Morgan Bank Limited in Nigeria. A BIC is used to identify a financial institution in international payment messaging.
The first four characters generally identify the institution, the next two identify the country, and the final two identify the location component.
What Does AMRGNGLAXXX Mean?
AMRGNGLAXXX is the 11-character version associated with the listed Alpha Morgan Bank head-office location. The final XXX is used to represent the primary or head-office branch in the standard BIC structure.
It is important to distinguish this from an actual branch-specific BIC. You should not replace XXX with numbers or letters simply to create a different code.
Alpha Morgan Bank SWIFT Code Breakdown
- AMRG — bank identifier.
- NG — Nigeria.
- LA — location identifier.
- XXX — head-office branch identifier in the 11-character form.
Where Is Alpha Morgan Bank’s Listed SWIFT Location?
The available BIC listing associates Alpha Morgan Bank Limited with 44 Adetokunbo Ademola, Lagos, Nigeria.
When completing an international payment, however, the sender should use the address requested by the sending bank or the beneficiary’s current banking instructions. A bank’s registered or operational address can change independently of its BIC.
How to Receive Money From Abroad Into Alpha Morgan Bank
If you are receiving an international transfer, the sender may request:
- Your full account name.
- Your Alpha Morgan Bank account number.
- The name of the bank.
- The SWIFT/BIC code.
- The beneficiary bank address.
- The purpose or payment reference where required.
The exact information depends on the sender’s country, currency, payment provider and compliance requirements.
Does Alpha Morgan Bank Have a SWIFT Code?
Yes. Alpha Morgan Bank Limited is associated with the SWIFT/BIC AMRGNGLA, with AMRGNGLAXXX representing the listed head-office form.
If your payment provider specifically asks for an 11-character BIC, use the exact code accepted by the receiving bank rather than assuming that another suffix belongs to your branch.
Alpha Morgan Bank SWIFT Code for International Transfers
A SWIFT code is used for the bank-level identification portion of an international transfer. It does not replace your personal account number.
For example, a sender in another country may need to enter your name and account number in the beneficiary fields while entering AMRGNGLA or the required 11-character BIC in the SWIFT/BIC field.
SWIFT Code vs Account Number
| Detail | What it identifies |
|---|---|
| SWIFT/BIC | The receiving financial institution or branch. |
| Account number | The customer’s bank account. |
| Beneficiary name | The account holder receiving the payment. |
All three can be important to the successful processing of an international transfer.
Does the SWIFT Code Identify My Exact Alpha Morgan Branch?
Not automatically. An eight-character BIC identifies the institution and location component, while an 11-character BIC can contain a specific branch or department identifier.
For Alpha Morgan Bank, the publicly listed 11-character form uses XXX. If your bank or payment provider requests a branch-specific code, confirm it directly with Alpha Morgan Bank.
Common Alpha Morgan Bank SWIFT Code Mistakes
- Writing AMRGNGLA with a spelling error.
- Using the SWIFT code of another Nigerian bank.
- Confusing SWIFT with a domestic bank code.
- Changing XXX into an unverified branch suffix.
- Entering the wrong account number.
- Giving the sender an outdated payment instruction.
Can Alpha Morgan Bank Receive Foreign Currency?
Whether a particular account can receive a particular foreign currency depends on the account type, banking arrangements and applicable requirements. The presence of a SWIFT/BIC does not by itself mean that every account can receive every currency.
Before a sender initiates a large international transfer, confirm that the beneficiary account is eligible for the intended currency and payment type.
How to Avoid Delays
The safest approach is to obtain the beneficiary details directly from the account holder and verify them with the receiving bank. The sender should ensure that the beneficiary’s name, account number, bank name and SWIFT/BIC correspond.
If an intermediary bank is required, do not substitute the beneficiary bank’s BIC for the intermediary bank’s BIC.
Frequently Asked Questions
What is Alpha Morgan Bank’s SWIFT code?
The eight-character SWIFT/BIC is AMRGNGLA.
What is the Alpha Morgan Bank 11-character SWIFT code?
The listed head-office form is AMRGNGLAXXX.
Where is Alpha Morgan Bank’s listed SWIFT address?
The BIC listing associates the code with 44 Adetokunbo Ademola in Lagos, Nigeria.
Can I use AMRGNGLAXXX for an international transfer?
It is the listed head-office BIC. Before sending money, confirm that it is the correct code for the particular transaction and beneficiary.
Should I create my own branch-specific BIC?
No. Branch-specific BICs should only be used when they have been provided or verified by the bank.
Final Takeaway
Alpha Morgan Bank Limited’s commonly listed Nigerian SWIFT/BIC is AMRGNGLA, while AMRGNGLAXXX is the listed 11-character head-office form. For an international transfer, combine the correct BIC with the beneficiary’s account information and any payment instructions supplied by the bank.