Fidelity Bank SWIFT Code in Nigeria: FIDTNGLA, FIDTNGLAXXX & Transfer Details
If you need the Fidelity Bank Nigeria SWIFT code for receiving or sending an international bank transfer, the bank’s published foreign-transfer instructions identify FIDTNGLA as its beneficiary-bank SWIFT code.
The 11-character head-office representation is FIDTNGLAXXX. Fidelity Bank uses the SWIFT code in its international payment instructions for foreign-currency transfers.
Fidelity Bank SWIFT Code at a Glance
| Detail | Information |
|---|---|
| Bank | Fidelity Bank Plc |
| 8-character SWIFT/BIC | FIDTNGLA |
| 11-character head-office form | FIDTNGLAXXX |
| Country | Nigeria |
| Listed head-office location | Lagos, Nigeria |
What Is FIDTNGLA?
FIDTNGLA is the eight-character SWIFT/BIC used to identify Fidelity Bank Plc in Nigeria for international banking transactions.
A SWIFT/BIC does not identify your personal account. Your account number identifies your account, while the BIC identifies the financial institution involved in the international payment.
What Is FIDTNGLAXXX?
FIDTNGLAXXX is the 11-character head-office form. The final three characters, XXX, are used to represent the head office in the standard BIC format.
If a payment provider requests an 11-character code, use the exact BIC required for the transaction. Do not invent a branch code.
Fidelity Bank’s Published Foreign Transfer Details
Fidelity Bank publishes foreign bank transfer information identifying FIDTNGLA as the beneficiary bank SWIFT code. Its published instructions cover USD, EUR and GBP payment arrangements.
The document also shows that correspondent banks may have separate SWIFT codes. Therefore, a sender should carefully distinguish the Fidelity Bank beneficiary code from the correspondent bank’s code.
How to Receive Money From Abroad Into Fidelity Bank
A sender may need the following:
- Your full name.
- Your Fidelity Bank account number.
- Fidelity Bank Plc as the beneficiary bank.
- FIDTNGLA as the beneficiary-bank SWIFT code, or the exact BIC supplied for the transaction.
- The appropriate beneficiary-bank address.
- The purpose and other information requested by the sending institution.
The requirements can vary depending on the country and currency.
Fidelity Bank SWIFT Code for USD
Fidelity Bank’s published foreign-transfer document identifies FIDTNGLA as the beneficiary bank SWIFT code for USD transfers and separately identifies the relevant correspondent banking details.
This distinction is useful because international USD transfers frequently involve a correspondent bank in another country.
Fidelity Bank SWIFT Code for EUR
The same published Fidelity Bank instructions identify FIDTNGLA for EUR transfers. Additional payment details may include a correspondent bank and other information required by the transfer route.
Fidelity Bank SWIFT Code for GBP
Fidelity Bank also lists FIDTNGLA for GBP transfer instructions. The correspondent bank can have its own BIC and banking details.
Does Every Fidelity Bank Branch Have a Separate SWIFT Code?
You should not assume that every physical Fidelity Bank branch has an independent SWIFT/BIC. International payments can be routed centrally through a bank-level BIC.
If the sender’s bank asks for a branch-specific BIC, confirm the exact code with Fidelity Bank. Never construct an 11-character code yourself by adding arbitrary characters to FIDTNGLA.
SWIFT Code vs Fidelity Bank Account Number
| Information | Function |
|---|---|
| FIDTNGLA | Identifies Fidelity Bank Plc for international payment messaging. |
| Account number | Identifies the customer’s account. |
| Beneficiary name | Identifies the recipient/account holder. |
Common Fidelity Bank SWIFT Code Mistakes
- Using a different Nigerian bank’s SWIFT code.
- Typing FIDTNGLA incorrectly.
- Confusing the beneficiary bank BIC with a correspondent bank BIC.
- Entering an incorrect account number.
- Assuming the same correspondent bank applies to every currency.
Can You Receive Foreign Currency Into Any Fidelity Account?
Not necessarily. Whether an account can receive a particular foreign currency depends on the account type and the bank’s applicable requirements. A SWIFT code alone does not determine whether an individual account is eligible for a particular type of foreign-currency payment.
How to Check the Details Before Sending Money
The sender should obtain the beneficiary’s payment instructions before initiating the transfer. For a large international transfer, it is sensible to confirm the beneficiary name, account number, bank name, SWIFT code and any correspondent-bank details.
If Fidelity Bank provides currency-specific instructions, use the instructions applicable to the payment being made.
Frequently Asked Questions
What is Fidelity Bank Nigeria’s SWIFT code?
The bank’s published foreign-transfer instructions identify FIDTNGLA.
What is the 11-character Fidelity Bank SWIFT code?
The head-office representation is FIDTNGLAXXX.
Can FIDTNGLA receive USD?
Fidelity Bank’s published foreign-transfer instructions use FIDTNGLA for USD beneficiary-bank details.
Can FIDTNGLA receive EUR and GBP?
Fidelity Bank’s published instructions also use FIDTNGLA for EUR and GBP beneficiary-bank details.
Is a correspondent bank the same as Fidelity Bank?
No. A correspondent bank can route the payment to Fidelity Bank and can have a separate SWIFT code.
Final Takeaway
Fidelity Bank Plc’s SWIFT/BIC is FIDTNGLA, with FIDTNGLAXXX representing the head-office form. Fidelity Bank’s own foreign-transfer instructions use FIDTNGLA for USD, EUR and GBP beneficiary-bank details, while correspondent banks can have separate identifiers.
