AB Microfinance Bank Nigeria SWIFT Code: Does AB MFB Have a BIC?
AB Microfinance Bank Nigeria Limited is a Nigerian microfinance bank with branches across several parts of the country. If you are searching for an AB Microfinance Bank SWIFT code, the key issue is whether the Nigerian institution has a verified BIC for international transfers.
A publicly verified SWIFT/BIC for AB Microfinance Bank Nigeria Limited has not been established from the current information reviewed. The bank’s official contact information confirms its Nigerian identity and head-office location, but it does not establish a public SWIFT code.
Does AB Microfinance Bank Nigeria have a SWIFT code?
A publicly verified SWIFT/BIC has not been established from the current information reviewed.
This means a sender should not use an AB Microfinance Bank code from a generic Nigerian bank-code directory as a SWIFT identifier unless the bank itself confirms that it is a BIC.
AB Microfinance Bank Nigeria head office
AB Microfinance Bank Nigeria’s official contact page lists its location at 28 Akintoye Shogunle Street, Ikeja, Lagos.
The bank also states that it has branches across South-West, South-East and South-South Nigeria.
Why the head-office address does not prove a BIC
A financial institution can have a registered office and numerous branches without having a publicly listed SWIFT/BIC. A SWIFT identifier is associated with participation in international financial messaging and cannot be inferred from the institution’s physical address.
How to receive money from abroad
If you are an AB Microfinance Bank customer expecting money from outside Nigeria, contact the bank and ask for the current international receiving instructions.
Ask whether the intended currency and payment method are supported and whether a correspondent institution must be included.
Information the sender may need
- Beneficiary’s full name.
- AB Microfinance Bank account number.
- Exact legal name of the receiving institution.
- Bank address.
- SWIFT/BIC if supplied by the bank.
- Correspondent-bank information where required.
- Currency and amount.
- Purpose of payment.
- Reference or supporting documents where required.
AB Microfinance Bank domestic banking information
AB Microfinance Bank participates in Nigeria’s domestic banking environment and has branches in several states. Domestic transfer information is different from international SWIFT information.
If a Nigerian payment form asks for the bank’s domestic identifier, follow the local transfer instructions. If an international form asks specifically for BIC or SWIFT, verify the answer with AB Microfinance Bank.
Why you should not use a guessed AB MFB code
It is tempting to create a BIC using letters from the institution’s name and the Nigerian country code. This is not a valid method of determining a SWIFT identifier.
Even a correctly formatted string can be invalid or belong to another institution.
What if a website lists an AB Microfinance Bank SWIFT code?
Check whether the listing clearly identifies Nigeria and AB Microfinance Bank Nigeria Limited. Also check whether the information is current.
If the code cannot be verified against the bank’s current payment instructions, do not use it for a real international transfer.
International transfer checklist
- Confirm the exact beneficiary name.
- Confirm the account number.
- Confirm the legal name of the bank.
- Ask the bank for its current international receiving instructions.
- Confirm the SWIFT/BIC only if the bank provides one.
- Confirm correspondent-bank details if required.
- Confirm the currency and payment purpose.
Common mistakes
- Using an unrelated AB Bank’s BIC.
- Confusing AB Microfinance Bank with another financial institution beginning with AB.
- Using a domestic bank code as SWIFT.
- Adding XXX to an unverified code.
- Relying on old third-party directories.
Frequently asked questions
What is AB Microfinance Bank Nigeria’s SWIFT code?
A publicly verified SWIFT/BIC has not been established from the current information reviewed.
Where is AB Microfinance Bank’s head office?
The bank’s official contact page lists 28 Akintoye Shogunle Street, Ikeja, Lagos.
Does AB Microfinance Bank have branches?
Yes. Its official website states that it has branches across South-West, South-East and South-South Nigeria.
How do I receive an international transfer?
Request the bank’s current international receiving instructions before the sender initiates the transfer.