Empire Trust Microfinance Bank SWIFT Code in Nigeria: Does It Have a BIC?
Empire Trust Microfinance Bank Limited is a Nigerian microfinance bank providing savings, loans, transfers and other financial services. If you are looking for the Empire Trust MFB SWIFT code, the first thing to establish is whether the Nigerian institution has a verified international BIC.
A publicly verified SWIFT/BIC for Empire Trust Microfinance Bank has not been established from the current information reviewed. It is therefore not appropriate to manufacture a code or use a code belonging to another institution.
Does Empire Trust Microfinance Bank have a SWIFT code?
A publicly verified SWIFT/BIC for Empire Trust Microfinance Bank has not been established from the current information reviewed.
Empire Trust’s official website confirms that the institution provides current accounts, savings accounts, fixed deposits, funds transfer, mobile banking, internet banking and other financial services.
Empire Trust Microfinance Bank details
Empire Trust Microfinance Bank Limited states that it was incorporated on 30 May 2014 and licensed by the Central Bank of Nigeria on 20 November 2014.
Its current official information gives its registered office as 35 Oba Akran Avenue, Ikeja, Lagos, Nigeria.
Does having a transfer service mean Empire Trust has SWIFT?
No. A bank can provide domestic funds transfers without having a publicly listed direct SWIFT/BIC.
Domestic Nigerian transfers operate through Nigerian payment infrastructure. SWIFT is a separate international financial messaging system.
How should an overseas sender pay an Empire Trust customer?
The beneficiary should first contact Empire Trust Microfinance Bank and request current international receiving instructions.
The bank can confirm whether the intended currency and transfer route are supported and whether the payment must pass through a correspondent institution.
Information that may be required
- Beneficiary’s full name.
- Empire Trust account number.
- Exact legal name of the receiving institution.
- Bank address.
- SWIFT/BIC if supplied by the bank.
- Correspondent-bank information where applicable.
- Currency and amount.
- Purpose of payment.
- Payment reference.
Why you should not guess the Empire Trust BIC
A BIC follows a standard structure, but the structure alone does not tell you whether a particular code actually belongs to Empire Trust.
For example, creating an eight-character code from the letters “EMTR” followed by “NG” and a location suffix would not establish that the resulting code is registered or usable.
Empire Trust domestic bank code
Empire Trust Microfinance Bank appears in Nigerian domestic payment-system records. Current payment information identifies it with domestic bank code 090114.
That code is useful for domestic Nigerian payments but is not a SWIFT/BIC.
What happens if the wrong BIC is used?
An incorrect BIC can cause an international transfer to be delayed, rejected, returned or sent for additional manual investigation. Fees may also arise depending on the banks involved.
This is why a sender should confirm the receiving instructions before submitting a wire.
Frequently asked questions
What is Empire Trust Microfinance Bank’s SWIFT code?
A publicly verified SWIFT/BIC has not been established from the current information reviewed.
What is Empire Trust’s domestic bank code?
Current Nigerian payment information identifies Empire Trust Microfinance Bank with code 090114.
Is 090114 a SWIFT code?
No. It is a domestic Nigerian bank identifier.
Can Empire Trust customers receive money from abroad?
Confirm the current international receiving method directly with Empire Trust before the sender initiates the payment.