What Is the Empire Trust Microfinance Bank USSD Code? 5 Things You Should Know
NIGERIAN BANKING GUIDE
Empire Trust Microfinance Bank USSD Code: 5 Things You Should Know
Looking for the Empire Trust MFB USSD code? Here are the five most important facts, plus practical ways to bank with them right now.
QUICK FACTS
Bank: Empire Trust Microfinance Bank
USSD Code: Not publicly published (confirm directly with the bank)
Main digital options: Empire Trust mobile app + Empire Pay agents
Head office: Ikeja, Lagos
Important Update on the USSD Code
Empire Trust Microfinance Bank lists USSD as one of its official channels on its website, but the specific shortcode is not published anywhere on the site or in major public directories. Do not use any code you find on random blogs or social media. Always confirm the correct code and registration process directly with the bank.
1. The USSD Code Is Not Publicly Available
This is the single most important thing to know. While many Nigerian banks and microfinance banks publish their USSD codes openly, Empire Trust has not done so. Using an incorrect or outdated code can lead to failed transactions or exposure to scams.
What to do instead:
- Call the bank on 0700 0036 7473 or 0700 248 9428
- Email [email protected]
- Visit the head office or a branch and ask for the current USSD shortcode and how to register
Ask specifically: “Is USSD banking currently active for my account type, and what is the exact code?”
2. You Have Strong Alternatives Right Now
Even without a public USSD code, Empire Trust offers practical digital options:
Empire Trust Mobile App
- Available on Google Play (search “Empire Trust”)
- Online account opening
- Fund transfers (advertised at ₦10 flat fee)
- Bill payments
- Airtime and data purchase
- Savings and investment features
Empire Pay (Agent Banking) – launched to improve access, especially for the unbanked. Agents can handle deposits, withdrawals, transfers, bill payments and mini-statements. Call 0703 292 6390 for agent-related enquiries.
Internet banking is also listed as an available channel.
3. How to Contact Empire Trust Quickly
Keep these official details handy:
- Phone: 0700 0036 7473 / 0700 248 9428 / 01 291 9739
- Email: [email protected]
- Website: empiretrustmfb.com
- Address: Empire Building, 35 Oba Akran Avenue (also listed as 17 Ogunlowo Street), Ikeja, Lagos
Working hours are typically Monday–Friday, 8am–6pm.
4. What Banking Services Empire Trust Actually Offers
Beyond USSD, the bank focuses on:
- Loans: Payday (private sector), Payroll (public sector), SME/working capital, and Asset finance
- Deposits: Savings, Savings Plus, Target Savings, Fixed deposits and current accounts
- Digital: Mobile app, internet banking, USSD (when activated for your account), ATM cards, and Empire Pay agents
Loans start from ₦50,000 with competitive rates and flexible tenors. You can apply online or at a branch.
5. Security Rules You Must Follow
- Never dial a USSD code you found on an unverified website or WhatsApp message.
- Never share your PIN, OTP or password with anyone claiming to be from the bank.
- Download the mobile app only from the official Google Play Store.
- Double-check recipient details before every transfer.
- If a transaction fails but money leaves your account, keep the reference and contact the bank immediately — do not retry blindly.
Quick Action Plan
- Call or email Empire Trust today and ask for the current USSD code (if any) and registration steps.
- Download the official Empire Trust app from Google Play while you wait.
- If you need cash-in/cash-out services, enquire about the nearest Empire Pay agent.
- Save the official phone numbers and email above.
The 5 Things Summarised
- The exact USSD code is not published — confirm it directly with the bank.
- Use the mobile app and Empire Pay agents as reliable alternatives right now.
- Official contacts: 0700 0036 7473 / [email protected].
- Core offerings include loans, savings products and digital channels.
- Protect your PIN and never trust unofficial codes or “activation” calls.
Disclaimer: Banking services, shortcodes and fees can change. Always verify the latest information directly with Empire Trust Microfinance Bank before performing any transaction.
