Wema Bank USSD Codes in Nigeria (2026)
Wema Bank • Nigeria
Wema Bank USSD Codes in Nigeria (2026)
Wema Bank customers across Nigeria use *945# to bank from a basic phone. It covers transfers, airtime and balance checks without data, and it is shared with ALAT accounts too.
The short version
One code: *945#. Dial from your registered number, follow the menu, confirm with your USSD PIN.
How a transfer works
Dial *945#
From the phone number linked to your account.
Choose transfer
Enter the 10-digit account number of the person you are paying.
Pick the bank and amount
Select the bank from the list and enter the amount.
Check the name
Make sure the name on screen is who you mean to pay.
Confirm with your PIN
Wait for the confirmation message.
Costs to expect
Your network can charge for the USSD session, and a bank transfer fee may apply. The amount can change, so read your confirmation screen or alert. Keep a little airtime before you dial.
Stay safe
◆ Never share your USSD PIN with anyone, including callers who say they are from the bank.
◆ If your phone is lost or stolen, contact Wema straight away so USSD can be blocked.
◆ Ignore messages that ask you to dial codes you do not recognise.
One code, one menu, one PIN. Keep the PIN private.
