What is the Globus Bank *989# for? || Everything You Need To Know
Globus Bank • Quick answer
What is the Globus Bank *989# for?
Banking apps need data. *989# needs only a network signal. It is the USSD shortcut that lets Globus Bank customers handle everyday banking from the keypad of any phone, smart or basic.
The short answer: *989# is Globus Bank’s USSD code. Dial it and a text menu opens where you can send money, buy airtime, check your balance and pay bills, with no internet connection and no app.
6 things *989# is for
1. Sending money
Move funds to a Globus Bank account or to another bank in Nigeria.
2. Buying airtime
Top up your own line or send airtime to someone else.
3. Checking your balance
A quick look at your account when you are away from the app or a branch.
4. Paying bills
One guide names electricity and cable TV among the bills in the menu.
5. Managing your PIN
Change or reset the 4-digit PIN you use to approve transactions.
6. Locking things down
The menu includes account blocking, which helps if your phone is lost or stolen.
Who gets the most from it
▸ People who use a feature phone and have no banking app.
▸ Anyone in a spot with weak mobile data but a usable network signal.
▸ Customers who have run out of data and still need to pay or top up.
▸ Anyone who wants a backup when an app is slow or down.
When to think twice
The guides we read do not publish Globus Bank’s USSD transaction limits or fees. For a large payment, confirm limits with the bank first. USSD also shows less detail than a full app, so it suits quick jobs more than reviewing months of history.
What you need before you dial
✓ The phone number linked to your Globus Bank account
✓ Your account number, for first-time registration
✓ A 4-digit PIN that you create during registration
✓ A working network signal
A note on the shortcut codes
Guides agree on the starting point: dial *989#, choose Register, enter your account number and set a 4-digit PIN. The numbered shortcuts, such as *989*0# for balance, come from one third-party guide. If a shortcut fails, go back to *989# and follow the menu, which is the safest route.
About Globus Bank
Incorporated: 6 March 2019
Licence: Commercial bank licensed by the Central Bank of Nigeria
Head office: Victoria Island, Lagos
Aim: A digital bank that widens access to banking and credit
5 safety rules
1. Dial only from the phone number registered to your account.
2. Never share your PIN or any code sent to you, even with someone who says they work for the bank.
3. Check that the menu is for Globus Bank before you type your account number.
4. Read the recipient details twice before you confirm a transfer.
5. If your phone is lost, block the SIM with your network and tell the bank.
Save *989# in your contacts as “Globus USSD” and register once while you still have time, so it is ready when your data is not.
