How To Use Premium Trust Bank USSD Code
PremiumTrust Bank customers can use USSD banking to carry out some basic transactions directly from their mobile phones. This is useful when you do not have internet access or do not want to open the mobile banking app. The PremiumTrust Bank USSD code is *858#, and it can be used to access the bank’s USSD services.

What is the PremiumTrust Bank USSD Code?
The PremiumTrust Bank USSD code is *858#. After dialing the code from your mobile phone, you will see a menu with the available banking options. You can then choose the service you need and follow the instructions on your screen.
USSD banking works through your mobile network, so you do not need mobile data to use it. This makes it a convenient option when your data has finished or your internet connection is not working.
| PremiumTrust Bank Service | USSD Code |
|---|---|
| USSD Banking | *858# |
| Account Opening | *858# |
| Money Transfer | *858# |
| Airtime Purchase | *858# |
| Data Purchase | *858# |
How to Dial PremiumTrust Bank USSD Code
Using the service is straightforward. Open the dialer on your phone and enter *858#, then press the call button. Make sure you are using the phone number registered with your PremiumTrust Bank account if the service requires your registered number.
A menu will appear with different options. Select the service you want and follow the instructions given. Depending on the transaction, you may need to enter your account details or USSD PIN before the transaction can be completed.
How to Transfer Money With PremiumTrust Bank USSD
You can use *858# to access the transfer option and send money from your PremiumTrust Bank account.
Dial *858# and select the transfer option from the menu. Enter the recipient’s account number, select the recipient’s bank when requested, and enter the amount you want to send.
Before confirming the transfer, check the recipient’s name, account number, bank, and amount. If all the information is correct, follow the instructions to complete the transaction and enter your PIN when required.
How to Buy Airtime With PremiumTrust USSD
PremiumTrust Bank customers can also use the USSD service to buy airtime. Dial *858# and select the airtime option. Enter the amount you want to purchase and follow the instructions displayed on your phone.
You can also use the USSD menu to access other services available on your account.
Can You Open a PremiumTrust Bank Account With USSD?
Yes. PremiumTrust Bank provides an account-opening option through its USSD service. Dial *858# and choose the account-opening option from the menu. Follow the instructions and provide the information requested to begin the process.
This can be useful if you want to start banking with PremiumTrust Bank without immediately visiting a branch.
Benefits of PremiumTrust Bank USSD Banking
The main benefit of USSD banking is that it does not require an internet connection. You can use it on a smartphone or a basic mobile phone, as long as your network is available.
It is also convenient for simple transactions because you can access the service directly from your phone without downloading or opening an application.
Safety Tips When Using PremiumTrust USSD
Always keep your USSD PIN private. Do not give your PIN or OTP to anyone, even if the person claims to be a bank employee. Before approving a transfer, carefully check all the details displayed on your screen.
If you notice a transaction you did not make or have concerns about your account, contact PremiumTrust Bank through its official customer service channels.
Conclusion
The PremiumTrust Bank USSD code *858# gives customers a simple way to access banking services from their phones. You can use it to access transfers, airtime, account opening, and other services without relying on mobile internet.
If you regularly use PremiumTrust Bank, saving *858# on your phone can make it easier to access your account whenever you need it.



