What Is the First Bank USSD Code? 8 Codes You Can Dial Without Internet
FirstBank Quick Banking
You are in a queue with no data, a dead banking app and a friend who needs money now. What is the First Bank USSD code that gets you out of that corner? It is *894#, and it works on a basic phone with zero internet.
What is the First Bank USSD code?
The First Bank USSD code is *894#, the shortcode for the bank’s Quick Banking service. You dial it from your phone keypad and a menu opens on screen. From there you can send money, buy airtime, check your balance and pull a mini statement without opening an app or connecting to the internet.
It works on any handset, from a smartphone to a simple feature phone, and it is available to subscribers on the major networks: Airtel, MTN, Glo and 9mobile (formerly Etisalat). The service runs on the phone number registered to your FirstBank account, so the SIM you dial from matters.
What you need before you dial
Have these three things ready:
• An active FirstBank account
• A FirstBank debit card linked to that account
• The phone number that receives your SMS alerts, in working order
How to register in 4 steps
Step 1. Use the SIM registered with your account and dial *894*0#.
Step 2. A list of masked debit card numbers linked to your account appears.
Step 3. Choose your card and follow the on-screen prompts.
Step 4. Wait for the confirmation. Your number is now live on Quick Banking, and you can dial *894# any time.
Only type card details on the official USSD screen that opens after you dial. Never give your PIN, OTP or card details to anyone who calls or texts you, even if they say they are from the bank.
8 First Bank USSD codes to save
| What you want to do | Code to dial |
|---|---|
| Open the Quick Banking menu | *894# |
| Register your phone number | *894*0# |
| Check account balance | *894*00# |
| Buy airtime for yourself | *894*Amount# |
| Buy airtime for someone else | *894*Amount*Phone Number# |
| Transfer to any bank in Nigeria | *894*Amount*Account Number# |
| Get a mini statement | *894*Account Number# |
| Deactivate your number | *894*911# |
Real examples you can copy
Send N50,000 to account 1234567890 at any bank:
dial *894*50000*1234567890#
Recharge N500 on your own line:
dial *894*500#
Recharge N500 on a friend’s line:
dial *894*500*080XXXXX123# (replace the X digits with your friend’s number)
What are the daily limits?
When the service was promoted, FirstBank said customers could transfer up to N100,000 a day and buy up to N10,000 of airtime a day on USSD. Banks adjust limits over time, so confirm the current figures at a branch or through official FirstBank channels before planning a large transfer.
When the code does not respond
• Dial from the registered SIM, not a second line in the same phone.
• Check that every digit, star and hash sign is in the right place.
• Move to a spot with a stronger network signal and try again.
• If the menu still will not open, visit the nearest FirstBank branch to sort out your registration.
Save *894# in your contacts today. The next time data fails, you will still be able to send money, top up airtime and check your balance in seconds.
