Full List of Wema Bank USSD Codes In 2026
Wema Bank • USSD codes
Full List of Wema Bank USSD Codes In 2026
Wema Bank’s USSD service runs on one code, *945#. Shortcuts that people share for transfers and airtime are not all the same, so this list sticks to what is consistent and shows how to use the menu for the rest.
The same code serves Wema and ALAT accounts.
| Option | How to reach it |
|---|---|
| Main menu | *945# |
| Check balance | *945*0# or choose balance in the menu |
| Transfer money | Dial *945#, choose transfer |
| Buy airtime | Dial *945#, choose airtime |
| Reset a forgotten PIN | Dial *945#, choose the PIN option |
| Open an account | Dial *945#, choose the account option |
If a longer shortcut fails, dial *945# alone and follow the menu. That always shows the options available to you.
Before you dial
| Topic | What to know |
|---|---|
| Phone number | Dial from the number linked to your account |
| Activation | USSD must be active for your account, in the app or at a branch |
| Airtime | Keep a little for the session itself |
| PIN | Your USSD PIN approves each transaction |
Lists online show many longer codes for loans, account changes and reactivation. They do not agree with each other, and some may be out of date. Do not enter your PIN in a session you are unsure about. If you need one of those services, dial *945# and look for it in the menu, or ask Wema directly.
Save *945# as “Wema USSD” and use the menu when a shortcut does not respond.
