Zenith Bank USSD Codes for Transfers, Airtime, and More

Zenith Bank • Transfers, airtime and more

Zenith Bank USSD Codes for Transfers, Airtime, and More

Most people open Zenith Bank’s *966# for three jobs: send money, buy airtime and pay a bill. This page sorts the codes by job, so you can go straight to the card you need.

Transfers

Send to any bank
*966*Amount*Account Number#

Airtime

Top up a number
*966*Amount*Mobile Number#

Bills

DStv or PHCN
*966*7*Amount*Customer ID#

Other billers
*966*6*Biller code*Amount#

Account and security

Balance
*966*00#

Reset PIN
*966*60#

Block account
*966*911#

More

Open an account
*966*0#

Update BVN
*966*BVN#

Agent
*966*66#

POS
*966*000#

What happens after you dial

Job Next screen
Transfer A list of banks. Pick the beneficiary bank, then enter your PIN
Airtime A list of networks. Pick one and confirm with your PIN
Bills Confirm the amount and customer ID, then enter your PIN
  Zenith Bank USSD Code for 2026/2027

Limits to plan around

Transfers are capped at ₦100,000 a day in total, and airtime at ₦3,000 a day. For a larger payment, use another Zenith channel or ask the bank first. The service is free to use, but your network can charge for the session, so keep a little airtime.

4 mistakes to avoid

◆ Dialling from a number that is not linked to your account.

◆ Typing spaces between the stars and numbers.

◆ Entering your PIN before you have checked the account name or biller.

◆ Repeating a transfer before you have seen the confirmation.

Pick the card you need, dial from your registered number and wait for the confirmation before you try again.

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