What is the First City Monument Bank (FCMB) USSD Code *329# for? || Everything You Need To Know About Airtime
First City Monument Bank (FCMB) • Airtime
What is the FCMB USSD code *329# for?
Your airtime is gone and a call you cannot miss is on its way. If you bank with First City Monument Bank (FCMB), you can top up from the keypad with one code: *329#. No data, no app, no queue.
In one line: *329# is FCMB’s USSD code. It opens a text menu where you can buy airtime for your own number or for someone else, plus do other banking tasks, without an internet connection.
What *329# is for
FCMB launched the code in February 2018 as a mobile banking channel for all GSM networks in Nigeria. The launch announcement listed these services, so check your current menu to see which are live today.
Money transfers
Send funds from your account to FCMB and other banks.
Airtime and data
Top up your own line or another number.
Balance checks
See your balance without the app.
Bill payments
Pay for services such as cable TV and electricity.
Account services
Registration and PIN management are part of the menu.
Value-added services
The launch listed micro loans, wallet services and limit increases.
Buy airtime in 4 steps
1. Dial *329# from the phone number linked to your FCMB account.
2. Register first if you have not, using your account number and a 4-digit PIN.
3. Dial the airtime code, or pick airtime on the menu.
4. Enter your PIN when asked and wait for the confirmation.
The airtime codes
| For | Code | Example |
|---|---|---|
| Your own number | *329*Amount# | *329*500# |
| Another number | *329*Amount*Phone Number# | *329*200*08012345678# |
These two formats appear in three separate guides, so they are the most reliable codes for FCMB. Type digits only for the amount, for example 500, not N500.
What you need
▸ The phone number linked to your FCMB account
▸ A 4-digit PIN created at registration
▸ A little airtime, since the network can charge a small USSD fee
▸ A network signal
Limits and fees
The guides we read say daily limits apply, and that you can ask for a higher limit at a branch, but they give no figures. They call charges minimal without naming an amount. Confirm both with FCMB customer care before relying on them.
Dial *329# once while you have data, finish registration, and airtime top-ups become a 10-second job.
