List of FCMB USSD Codes (2026) — How to Check Your Balance
FCMB • Code list
List of FCMB USSD codes, and how to check your balance
Start with the safe route. To check your FCMB balance, dial *329# and choose the balance option. Shortcuts exist, but guides disagree on the balance code, so the menu is your best bet.
Watch out: one guide lists *329*00# for balance. Another lists *329*0# for balance, while a third gives *329*0# as the code to reset your PIN or get an OTP. Do not guess between them.
Check your balance in 4 steps
1. Dial *329# from the number linked to your FCMB account.
2. Choose the balance option.
3. Enter your PIN if the screen asks for it.
4. Read the balance on screen.
FCMB USSD codes, and how sure we are
| Task | Code reported | How sure |
|---|---|---|
| Main menu and registration | *329# | All guides agree |
| Airtime for yourself | *329*Amount# | Three guides agree |
| Airtime for another number | *329*Amount*Phone Number# | Three guides agree |
| Transfer to an account | *329*Amount*Account Number# | Four guides agree |
| Balance | *329*00# or *329*0# | Guides conflict. Use the menu |
| Block account or USSD banking | *329*911# | One guide only |
| Link BVN | *565*0# | General BVN code, not FCMB specific |
| Data and bills | Formats differ | Use the menu |
Why a balance check can fail
▸ You dialed from a number that is not linked to the account.
▸ You have not finished registration or created your PIN.
▸ The SIM has no airtime for the session.
▸ The network is busy. Try again later.
2 other ways to see your balance
FCMB mobile or internet banking
Use the bank’s app or web banking when you have data.
Customer care
Call FCMB customer care. One guide lists 01-2798800, so confirm it on the bank’s official site.
Skip the guesswork: dial *329#, tap balance, done.
