What Is the Fidelity Bank USSD Code? *770# Guide for 2026
If you bank with Fidelity Bank, you may have heard people talk about *770#. It is the bank’s USSD code, a short number you dial to reach a banking menu on any phone.
USSD does not need internet or an app, which is why many customers use it when data is off or the network is weak. It also works on basic phones.
Here is a clear explanation of what the code is and how to get started.
What Is the Fidelity Bank USSD Code?
The Fidelity Bank USSD code is *770#. It opens a menu on your screen that lets you manage everyday banking from your phone.
How USSD Works
USSD stands for Unstructured Supplementary Service Data. When you dial the code, your phone sends a request through the mobile network and the bank replies with a menu. Because nothing is stored on your phone, the session ends once you finish or leave it idle.
How to Activate It
Dial *770# from the phone number linked to your Fidelity Bank account and follow the instructions on the screen. You will be asked to set a PIN. Choose one that is easy for you to remember and hard for others to guess, and keep it private.
What You Can Do With *770#
The service covers balance checks with *770*0# and airtime with *770*Amount# for yourself or *770*Phone Number*Amount# for another number. Transfers and bill payments are also available through the menu, and prompts will guide you step by step.
Menu options and steps may change over time, so rely on what appears on your screen.
Safety Tips for 2026
Do not give your PIN to anyone and ignore messages that ask you to dial unfamiliar codes. If you suspect a problem with your account, reach the bank through its official customer care channels at once.
Keep your registered SIM safe, since USSD banking is tied to that line, and let the bank know quickly if you change your number so your access stays up to date.
