What Is the Raven Bank USSD Code? 5 Facts to Know Before You Dial
Raven Bank • USSD check
Is there a Raven Bank USSD code? Here is what is confirmed and what is not.
Search for a Raven Bank USSD code and you will find posts that give you a neat code and a list of menu options. Before you dial anything, read this. Raven is a digital bank built around a mobile app, and the public record on a USSD code is thinner than those posts suggest.
The short version
In 2023, Raven’s leadership said a USSD code was being set up so that people without smartphones could use the bank. The sources we checked did not publish a working code, and Raven’s app store listing does not mention USSD at all. Treat any specific Raven code you see online as unverified until Raven itself confirms it.
5 facts to know before you dial
1. Raven started life in the app. It launched in April 2021 and began by letting people see several bank accounts on one dashboard.
2. A USSD service was announced as planned. Management told BusinessDay in April 2023 that a USSD code was coming later that year for customers without smartphones.
3. The official app page is silent on USSD. It lists transfers, bill payments, savings, virtual cards and username transfers, with no code.
4. Fake codes exist. Because many people search for bank codes, scammers and low-quality sites publish guesses.
5. Your money is safest in the official channels. The Raven app and its in-app support chat are the places to confirm anything.
How to check a USSD code before you trust it
Use this quick test for Raven or any other bank:
▸ Look for the code inside the bank’s own app, website or verified social page.
▸ Ask the in-app support chat to confirm the exact code in writing.
▸ When a menu opens, check that it names the bank and asks only for what you expect.
▸ Close the session at once if it asks for your full card number, your PIN together with an OTP, or your password.
What to do while there is no confirmed code
If your data is low, you can still use Raven the way it was designed. The app lets you send money for a flat fee reported at N10 per transfer, pay for electricity, data, cable and airtime, and keep a virtual card for online payments. Fees and products change, so check the app before you rely on those figures. For urgent problems, use the in-app live chat, which the app listing describes as always available.
Why digital banks are slow to add USSD
USSD needs agreements with each mobile network, strong controls on PIN entry and a menu that works on every handset. App-first banks often start with the app, where they can verify you with a face scan and push alerts, and add USSD later for customers without smartphones. That is the path Raven described in 2023.
Quick answers
Is Raven a real bank? It describes itself as a licensed digital bank. The iPhone app listing says it is powered by Beststar MFB, a microfinance bank licensed by the Central Bank of Nigeria, with deposits insured by the NDIC.
Can I use another bank’s code for my Raven account? No. A bank’s USSD code only works for that bank’s customers.
Will this article change? If Raven publishes an official code, this is where it belongs, so check back with Raven’s own channels first.
Until Raven confirms a code in writing, do not dial one from a comment, a chat group or a random blog. Open the app and ask there.
