List Of OPAY HOLDING LIMITED BIC/Swift Code IN NIGERIA : OPAHGB22
OPAY • BIC list • Nigeria
List of OPAY HOLDING LIMITED BIC/Swift codes: is OPAHGB22 a Nigerian code?
A search for OPAY BIC/Swift codes in Nigeria usually ends at OPAHGB22. It is not a Nigerian code. The two letters after the bank part are GB, Great Britain, where a Nigerian code would show NG. Here is every OPAY-related BIC we found, and how it differs from the codes Nigerian banks use.
| BIC | Name | Country | Note |
|---|---|---|---|
| OPAHGB22 | OPAY HOLDING LIMITED | Great Britain | Head office, 8 characters. Status unclear. |
| OPAHGB22XXX | OPAY HOLDING LIMITED | Great Britain | The 11-character form of the same code. |
| OPAHGB32XXX | OPAY HOLDING LIMITED | Great Britain | Separate listing at the same address, updated August 2026. |
Is there a Nigerian OPAY BIC?
We found none. No SWIFT code is listed for OPay’s Nigerian service, and it does not appear to take part in the SWIFT wire network. If it matters for a payment, confirm with OPay.
GB versus NG: the quick test
| Code | Country part | Where it is |
|---|---|---|
| OPAHGB22 | GB | United Kingdom |
| GTBINGLA | NG | Nigeria (GTBank) |
| ZEIBNGLA | NG | Nigeria (Zenith Bank) |
| ABNGNGLA | NG | Nigeria (Access Bank) |
The country letters are in positions five and six. That is the fastest way to see whether a code belongs to a Nigerian bank.
How people receive foreign money with OPay
OPay received CBN approval in 2019 to facilitate international money transfers into Nigeria. Global remittance companies can partner with OPay so recipients receive money directly into an OPay wallet, or into any Nigerian bank account or mobile wallet. These flows run through partners, so the sender usually follows the partner’s own instructions.
5 things to do before using any OPAY code
◆ Ask OPay support, through its official channels, for the details to give a foreign sender.
◆ Do not use OPAHGB22 for a Nigerian OPay wallet or account.
◆ Check the status of any BIC with the beneficiary’s bank.
◆ Keep the sender’s receipt and reference.
◆ Ignore anyone who asks for an upfront “SWIFT” or “unlock” fee.
OPAHGB22 is a UK entry for OPAY HOLDING LIMITED, not a Nigerian bank code. For a payment into Nigeria, get the receiving details from OPay itself.
