OPay USSD Code (955#): Complete List for Transfers, Airtime, Data & More
The OPay USSD code is *955#. It allows you to transfer money, buy airtime, purchase data, check your account balance, pay bills, and access other banking services without using the internet.

The OPay USSD code makes banking easier for customers who want to perform transactions from any mobile phone. Whether you’re using a smartphone or a basic feature phone, you can complete most banking activities by dialing *955#. This guide explains how to activate the service, use the available USSD codes, and resolve common issues.
OPay USSD Code at a Glance
| Feature | Details |
|---|---|
| USSD Code | *955# |
| Transfer Money | Yes |
| Buy Airtime | Yes |
| Buy Data | Yes |
| Pay Bills | Yes |
| Check Balance | Yes |
| Internet Required | No |
| Registration Required | Yes |
| Available | 24/7 |
What is the OPay USSD Code?
The OPay USSD code is a mobile banking service that lets customers perform financial transactions without an internet connection. After activating the service, you can send money, buy airtime, purchase data, pay bills, and manage your account directly from your mobile phone.
The service works on all GSM phones and is available anytime, making it a convenient option when you don’t have access to the OPay mobile app or mobile data.
How to Activate the OPay USSD Code
- Dial *955# using the phone number linked to your OPay account.
- Select the registration or activation option.
- Verify your account if prompted.
- Create a secure 4-digit USSD PIN.
- Confirm your PIN to complete the setup.
Once registration is successful, you can begin using the OPay USSD code for different banking transactions.
Complete OPay USSD Code List
| Service | USSD Code |
|---|---|
| Main Menu | *955# |
| Transfer Money | *955# |
| Buy Airtime | *955# |
| Buy Data | *955# |
| Pay Bills | *955# |
| Check Balance | *955# |
How to Transfer Money Using the OPay USSD Code
To transfer money, dial *955#, choose the transfer option, enter the recipient’s account details, input the amount you want to send, and confirm the transaction using your USSD PIN.
You can transfer money to OPay users as well as accounts in other Nigerian banks supported by the service.
How to Buy Airtime
Dial *955#, select the airtime option, choose whether you’re buying for yourself or another phone number, enter the amount, and confirm with your PIN.
How to Buy Data
Dial *955#, select the data purchase option, choose your preferred network and data plan, then authorize the payment with your USSD PIN.
How to Check Your Account Balance
To view your available balance, dial *955#, select the balance enquiry option, and authenticate with your PIN if required.
How to Change or Reset Your USSD PIN
If you forget your USSD PIN or want to change it for security reasons, dial *955#, select the PIN management option, and follow the instructions to create a new PIN.
Charges and Transaction Limits
Using the OPay USSD service may attract network or service charges depending on your mobile network provider. Transaction limits may also apply based on your account verification level and OPay policies.
Benefits of Using the OPay USSD Code
- No internet connection required.
- Works on smartphones and feature phones.
- Available 24 hours a day.
- Fast and secure transactions.
- Easy access to banking services anywhere.
Frequently Asked Questions (FAQs)
What is the OPay USSD code?
The OPay USSD code is *955#.
Can I use the OPay USSD code without the internet?
Yes. The service works without Wi-Fi or mobile data.
Can I transfer money to other banks?
Yes. You can transfer money to OPay users and supported Nigerian banks.
Do I need to register before using *955#?
Yes. You need to activate the service and create a USSD PIN before making transactions.
Is the OPay USSD code available 24/7?
Yes. The service is available any time of the day.
Conclusion
The OPay USSD code (*955#) provides a quick and convenient way to perform everyday banking transactions without an internet connection. After activating the service, you can transfer money, buy airtime and data, check your balance, and pay bills directly from your mobile phone anytime and anywhere.








