OPAY HOLDING LIMITED BIC/Swift
OPAY HOLDING LIMITED • BIC details
OPAY HOLDING LIMITED BIC / Swift code details, character by character
The BIC for OPAY HOLDING LIMITED is OPAHGB22. Every character in it has a job. Here is the full breakdown, the 11-character form, and the extra details that go with it.
Breaking down OPAHGB22
Institution code: 4 letters for OPAY HOLDING LIMITED
Country: Great Britain
Location code
An 8-character BIC refers to the primary office. Adding three characters makes an 11-character code that points to a branch, and XXX is used for the primary office. So the full form is OPAHGB22XXX.
All the details in one table
| Field | Value |
|---|---|
| Legal name | OPAY HOLDING LIMITED |
| BIC, 8 characters | OPAHGB22 |
| BIC, 11 characters | OPAHGB22XXX |
| Institution code | OPAH |
| Country code | GB, Great Britain |
| Location code | 22 |
| Branch code | None (XXX means primary office) |
| City | St Albans |
| TARGET2 | Listed as No |
| Status | Unclear: some listings say it has been withdrawn from SWIFT, others show it without a status |
A second listing, OPAHGB32XXX, exists for OPAY HOLDING LIMITED at 4 Victoria Square, Floor GF, St Albans AL1 3TF, last updated August 2026. Its location code is 32 instead of 22. Nothing explains why there are two. A difference like that is a reason to ask the beneficiary’s bank which code to use.
How to check a BIC properly
◆ Ask the beneficiary’s bank for the code in writing.
◆ Check the length: 8 or 11 characters, no spaces.
◆ Check the country letters match the country of the bank.
◆ Compare at least two listings, and treat any “no longer valid” warning as a stop sign.
◆ Remember a BIC is not an account number. Wire details need more than the code.
OPAHGB22 is the 8-character head office form and OPAHGB22XXX is the 11-character form. Confirm which is accepted before you pay.
