OPAY HOLDING LIMITED | SWIFT/BIC OPAHGB22 United Kingdom
SWIFT / BIC • United Kingdom
OPAY HOLDING LIMITED | SWIFT/BIC OPAHGB22 United Kingdom
Searching for OPay’s SWIFT code often leads to OPAHGB22. The code belongs to a company called OPAY HOLDING LIMITED in the United Kingdom, not to a bank in Nigeria. Here is what the code shows, why its status is unclear, and what that means before you use it.
Read this first
Some public listings say OPAHGB22 has been removed from the SWIFT network and is no longer valid, while others still show it. Do not send money to it unless the beneficiary bank confirms it in writing.
The details attached to the code
| Detail | What is listed |
|---|---|
| Institution | OPAY HOLDING LIMITED |
| SWIFT/BIC (8 characters) | OPAHGB22 |
| SWIFT/BIC (11 characters) | OPAHGB22XXX |
| Country | Great Britain (United Kingdom) |
| City | St Albans |
| Address | 4 Victoria Square, Floor GF, St Albans AL1 3TF |
| Office | Head office, because the code has no branch code or ends in XXX |
Why the status is unclear
Public listings do not agree on OPAHGB22. Some mark it as withdrawn from the SWIFT network. Others list it with no status at all. A second entry, OPAHGB32XXX, exists for the same company at the same St Albans address and was updated in August 2026. We also found no SWIFT code listed for OPay’s Nigerian service.
Listings are not the official SWIFT record, so none of this settles the question alone. What it shows is that the code and the Nigerian OPay service are not clearly the same thing.
Who is OPAY HOLDING LIMITED?
Opay Holding Limited is registered at Ground Floor, 4 Victoria Square, St Albans, Hertfordshire AL1 3TF, and was registered on 28 June 2021. Nothing we found explains how this company relates to OPay’s Nigerian wallet and banking service. If you need that answer, ask OPay through its official channels.
What this means if you are in Nigeria
◆ The GB in OPAHGB22 means Great Britain. A Nigerian bank code has NG in that spot.
◆ Do not give OPAHGB22 to a payer as “the OPay SWIFT code” unless OPay has told you to.
◆ OPay received CBN approval in 2019 to facilitate international money transfers into Nigeria, with global remittance partners paying into wallets or bank accounts. SWIFT codes were not part of that description.
◆ For any foreign payment, ask OPay support for the exact receiving details to use.
Quick answers
Is OPAHGB22 a Nigerian code? No. Its country part is GB.
Is OPAHGB22XXX the same as OPAHGB22? Yes, as the 11-character form of the same head office code.
Is it active? Its status is unclear, so confirm before use.
OPAHGB22 belongs to OPAY HOLDING LIMITED in the United Kingdom. Confirm its status with the beneficiary’s bank before you send a payment.
