UNITED BANK FOR AFRICA (UBA) USSD Codes in Nigeria (2026)
UBA • Nigeria
UNITED BANK FOR AFRICA (UBA) USSD Codes in Nigeria (2026)
United Bank For Africa (UBA) customers across Nigeria use *919# to bank from any phone. It works on a basic handset as well as a smartphone, and it needs no data.
The short version
One main code, *919#. Dial from your registered number, set a 4-digit PIN, then transfer, buy airtime or check your balance.
Set up in 4 steps
Have a UBA account
You need an account to use the service.
Dial *919#
Use the phone number linked to your account.
Follow the prompts
The menu walks you through setup.
Create a 4-digit PIN
Confirm it and keep it private.
How to transfer
To send to a UBA account, dial *919*3*Account Number*Amount#. To send to another bank, dial *919*4*Account Number*Amount#. Replace the words with the account number and amount, then follow the prompts and enter your PIN. Check the name before you confirm.
How to buy airtime
For your own number, dial *919*Amount#. For another number, dial *919*Phone Number*Amount#. Airtime is available for the main Nigerian networks: MTN, Airtel, Glo and 9mobile.
How to check your balance
Dial *919*00#, or open *919# and choose the balance option. You may be asked for your PIN.
Costs and limits
Networks can charge a small fee per session, and a transfer fee can apply. Limits depend on your account, so check your alert and ask UBA about large amounts.
If a code does not work
| Sign | Try this |
|---|---|
| No menu appears | Check the stars and hash, your number and your signal |
| A shortcut fails | Dial *919# alone and use the menu |
| Session ends midway | Check your balance and alert before you repeat |
Who benefits most from the code
◆ People in areas with weak data coverage.
◆ Customers who use a basic phone.
◆ Anyone whose smartphone is out of battery or data.
◆ Traders who need to confirm a balance quickly.
Habits that keep you safe
Dial the code yourself and never follow a code that arrives in a message. Keep your PIN private, check the name before every transfer and keep your alerts. If you lose your phone, ask your network to block the SIM and contact UBA at once.
One code, any phone, no data: *919#.
