What Is the Access Bank USSD Code? *901# Guide for 2026

Want to bank without data, an app or a trip to the branch? The Access Bank USSD code makes it possible. Dial *901# and your account is a few taps away, on any network and on any phone, including basic handsets.

What Is *901#?

*901# is the official USSD short code for Access Bank customers in Nigeria. It opens a text menu on your screen where you can run everyday transactions. Because it does not need internet, it works even when your network is weak.

Why Customers Like It

USSD banking is fast, simple and available around the clock. You do not need to download anything, and you can use it from a feature phone as easily as from a smartphone. For people who travel often or live where data is patchy, it is a dependable backup to the mobile app.

What You Can Do With It

  • Check your account balance
  • Transfer money to Access Bank and other bank accounts
  • Buy airtime and data for yourself or someone else
  • Pay bills
  • Open a new account

How to Get Started

  1. Use the phone number linked to your Access Bank account.
  2. Dial *901# and wait for the menu to load.
  3. Follow the first-time prompts and set your PIN.
  4. Pick the service you need and enter the details asked for.
  5. Confirm with your PIN and look out for the confirmation message.

Menu options can change from time to time, so always follow the prompts on your screen.

Stay Safe While Using It

  • Keep your PIN private and never share it with anyone, even someone who says they work for the bank.
  • Check the account number and amount before you confirm a transfer.
  • If your SIM is lost or swapped, contact the bank immediately.

With *901# saved on your phone, your bank is always within reach, whether you are at home, on the road or somewhere with no internet.

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