ABSA Ghana USSD Code : (*895# Explained)
Absa customers in Ghana can bank without data, without Wi-Fi and without a smartphone. One short code does it: *895#. It opens a text menu on your screen where you send cash, top up airtime and handle everyday banking by replying with numbers.
This guide explains what the code does, walks you through the main menu options step by step, and shows you how to keep your account safe.
What Is the Absa Ghana USSD Code?
USSD is a menu service that runs through your mobile network instead of the internet. When you dial *895#, the bank answers with a menu, you reply with a number, and the next screen appears. Nothing needs installing, so it works on the simplest handset. It is also a handy backup when your data runs out or the signal is weak. Access is protected by your mobile banking PIN.
What You Can Do on *895#
- Send cash to anyone with CashSend, even a person without a bank account
- Top up airtime for your own number or for someone else
- Choose the account you want to debit for each transaction
- Save beneficiaries so repeat transactions take fewer taps
Menu labels can change when the bank updates the service, so follow the wording on your screen if it differs from this guide.
How to Send Cash with CashSend
Send the transaction PIN to the recipient in a separate message from the voucher SMS. That way no single message gives anyone full access to the cash.
How to Buy Airtime
Keep Your Account Safe
- Never share your PIN with anyone, including callers who say they work for the bank
- Dial the code yourself instead of following instructions sent by message
- Check the number and the amount on the confirmation screen before you accept
- Contact Absa at once if your phone or SIM card is lost
Contact Absa Ghana
Call +233 (30) 242 9150 (network charges apply) or 0800 222 333. You can also message Abby on WhatsApp at +233 501 644 644 or write to [email protected].



