Sparkle Bank USSD Code to Transfer Money, Check Account Balance, Loan, Borrow Money, and For Airtime Purchase

Did you move your primary bank account to SPARKLE BANK recently? If yes, you’ll need to unlearn and relearn so much stuff. One of the first things to learn is how to use the SPARKLE BANK Ussd Code for transactions on your cellphone.

Using Ussd Codes is nothing new. Most banks offer an option to send money, receive money, pay bills, and purchase airtime using their specified Ussd Code. SPARKLE BANK  isn’t an exception.

With the introduction of SPARKLE BANK ussd code, you can always carry out banking transactions from your cellphone, even without an internet connection.

In this post, you’ll learn how to activate your SPARKLE BANK Ussd Code for seamless transactions from any mobile phone with a SIM card.

What is SPARKLE BANK ussd code?

Similar to FirstBank’s Quick Banking and UBA’s Magic Banking, SPARKLE BANK USSD CODE brings the flexibility of  banking to its users through its USSD code initiative.

With the SPARKLE BANK ussd code, you can carry out most of your banking transactions on any smartphone, even without an internet connection.

Unlike most other banks that offer a USSD banking option, SPARKLE BANK gifts users many exclusive benefits for transacting with the USSD code.

While most retail accounts support USSD code, you can’t use the SPARKLE BANK Ussd Code if you hold a domiciliary account, a SPARKLE BANK Children’s Account, or any Premium account tiers.

If you don’t hold any of the accounts specified above, you can proceed below to learn how to activate your USSD code account and start using SPARKLE BANK ussd code.

How to activate the SPARKLE BANK ussd code

The Sparkle Bank Ussd to transfer money is *388#, but it’s not automatically activate, the Ussd Code for all eligible users. If you intend to make transactions using the USSD code, you must manually sign up through the steps outlined below.

Dial *833#

Sparkle Bank USSD Code to Transfer Money, Check Account Balance, Loan, Borrow Money, and For Airtime Purchase
Sparkle Bank USSD Code to Transfer Money, Check Account Balance, Loan, Borrow Money, and For Airtime Purchase

The Sparkle Bank Ussd Code To Transfer money is *833# . You can use this code for transactions like checking account balance, borrow money and airtime purchase, even more. With or without an internet connection

The sparkle Bank ussd Code for money transfer can be initiated by dialing of *833# SPARKLE BANK USSD code or SPARKLE BANK Transfer Code on your mobile phone. After dialing the code, a menu will appear on your screen. This menu lists various services you can access using SPARKLE BANK USSD Code or SPARKLE BANK Transfer Code. Each service will have a corresponding number. Reply with the number associated with the service you want to use.

Dialing this code will evoke a prompt warning that you’ll be shelling out a N6.98 service charge for USSD transactions on the network. If you’ve used Ussd Codes from other banks, you should know that this is the industry standard.

  • Enter the last digits of your SPARKLE BANK debit card number

If you have an account with SPARKLE BANK, you should get to a page where you can enter the number on the debit card associated with your SPARKLE BANK account.

You only need to enter the last six digits, and you can only proceed if it matches the numbers on SPARKLE BANK records.

If you don’t have an account associated with your phone number, you’ll get a prompt with the message, accompanied by an option to create an account with SPARKLE BANK.

If you get this message despite having an account with SPARKLE BANK, you may need to contact the bank’s support to rectify the error.

  • Choose a PIN

After entering the numbers on your debit card, the following prompt will ask you to choose a PIN to secure your USSD transactions.

This PIN is different from the debit card PIN that you use to make ATM and debit transactions. Also, we don’t recommend entering your debit card PIN here, as it only makes your account less secure overall.

Remember,SPARKLE BANK USSD code is only as secure as your PIN. If someone can access your phone and your PIN, they can carry out any transaction without access to any other information relating to your account.

After entering a strong PIN twice, you should receive a confirmation message from SPARKLE BANK with your account summary.

If you made it to this stage without any hitches, you’ve successfully created a SPARKLE BANK ussd code account. Now, you can use the *833# SPARKLE BANK Ussd Code to make transactions on your account.

If you don’t know what transactions you can make through the USSD code feature on your phone, the next section will explain it in detail.

How to Transact Using *833# SPARKLE BANK ussd code 

You’ve set up your SPARKLE BANK ussd code account; now what? How do you make regular banking transactions without ever downloading the SPARKLE BANK app?

This section outlines some use cases of the SPARKLE BANK ussd code and how you can carry out these transactions.

  • Account Opening

If you don’t have a SPARKLE BANK account already, dialing the Ussd Code will only result in a prompt to open an account.

Opening a SPARKLE BANK account through USSD code is easy and free, and you can get an account number without doing any paperwork.

If you want a debit card, however, you may have to visit a SPARKLE BANK branch. Your phone can’t print out a card, you know?

  • Airtime Purchase

If you purchase airtime quite frequently, you should always do it using the SPARKLE BANK ussd code.

To buy airtime using the code, dial *572*amount*phone number# and enter your PIN to authorize the transaction.

The first 572 SPARKLE BANK customers to purchase airtime using the SPARKLE BANK ussd code ” will get twice the recharge amount if it is N500 or more, but not more than N1,000.

  • Money Transfer

Money transfer is the most popular feature of ussd code. It allows you to transfer money to anyone with a bank account regardless of the bank.

You can make a transfer by dialing *572*amount*recipient’s account number# on your phone. You may have to enter your PIN to authorize the transaction.

Apart from transferring money and purchasing airtime, you can also update your BVN, make cardless withdrawals, retrieve your card PIN and even block your debit card using the SPARKLE BANK ussd code.


SPARKLE BANK ussd code makes transactions easy. Banking activities that require human presence at a bank branch are now possible from a cellphone without an internet connection.

However, you should note some of the charges and limits associated with this service.

For example, you shell out a N6.98 service charge for every transaction, and you can’t purchase airtime of over N3,000 in 24 hours.

Most people will agree that the advantages of the service eclipse these charges and limits, making USSD code is a welcome initiative.

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