What Is the UBA USSD Code? *919# Guide for 2026
United Bank for Africa • Quick answer
What Is the UBA USSD Code? *919# Guide for 2026
Data runs out. Apps freeze. A signal is often all you have. That is where *919# comes in. It is the USSD code for United Bank for Africa (UBA), and it opens a text menu on any phone so you can bank without the internet.
The short version
Dial *919# from the phone number linked to your UBA account. Follow the menu, create a 4-digit PIN the first time, and use that PIN to approve each job.
6 things the UBA USSD code is for
Transfers
Send money to a UBA account or to another bank.
Airtime
Buy airtime for yourself or for someone else.
Balance
Check your balance with a short code or from the menu.
Account opening
The menu includes an account opening option.
PIN
Create and manage the 4-digit PIN that protects USSD.
Other services
The menu can also offer bills and other options. Your own menu shows what is open to you.
The main codes
| Task | Code |
|---|---|
| Main menu | *919# |
| Send to a UBA account | *919*3*Account Number*Amount# |
| Send to another bank | *919*4*Account Number*Amount# |
| Airtime for yourself | *919*Amount# |
| Airtime for another number | *919*Phone Number*Amount# |
| Balance | *919*00# |
Replace the capitalised words with real details, and type the stars and hash exactly as shown. If a shortcut does not respond, dial *919# alone and use the menu, which always matches your account.
What you need
◆ A UBA account.
◆ The phone number linked to it.
◆ A little airtime for the session.
◆ A 4-digit PIN, which you create on your first dial.
What it costs
Your network can charge a small fee for each USSD session, and a bank transfer fee may apply. Read your confirmation screen and your alert. Daily transfer limits can apply, so ask UBA before a large payment.
Use it safely
◆ Dial the code yourself. Never follow a code sent in a message.
◆ Never share your PIN or an OTP.
◆ Check the account name before you confirm.
◆ If your phone is lost, ask your network to block the SIM and contact UBA.
Save *919# as “UBA USSD”. It is ready the day your data is not.
