How to Report an MTN Billing Complaint: 5 Steps From MTN to NCC

A wrong charge is easier to fix when you follow the order that Nigeria’s regulator sets. You start with MTN, get a ticket number, and only then go to the NCC. Skipping the first step slows everything down.

5 steps from MTN to the NCC

1Collect proof. Screenshots, SMS messages, dates, times and amounts.
2Complain to MTN first. Call 300, use WhatsApp on 09033000001, email [email protected] or visit a store.
3Get a ticket number. Ask for the complaint reference and write it down.
4Give MTN time to respond. Note the date you complained.
5Escalate to the NCC if you are unhappy with the result: call 622, use the Consumer Portal at consumer.ncc.gov.ng, or visit an NCC office.

What to put in a complaint

  • Your name, address and phone number.
  • A short account of what happened and what it cost you.
  • The date you first contacted MTN, and the ticket number.
  • Copies of any messages, receipts or screenshots.
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Sample wording

On [date] I was charged ₦[amount] for [service] on [number]. I did not request it. I contacted MTN on [date], ticket [number]. Please reverse the charge and confirm in writing.

What the NCC does

The NCC’s Consumer Affairs Bureau treats this as second-level support. It analyses the complaint, forwards it to the operator to investigate and keeps you informed. Its service is free of charge. The NCC also runs an arbitration process for harder cases.

Keep a simple log

Write down every contact: the date, the channel, the name of the agent, what they said and the ticket number. A short log makes your case clear and saves time if you escalate. Keep screenshots in one folder on your phone.

If it still is not resolved

  • You may bring the matter to court, though that is slower and can be costly.
  • You can also contact the Federal Competition and Consumer Protection Commission, as a legal guide notes.

Avoid these mistakes

  • Going to the NCC before telling MTN.
  • Complaining without dates or amounts.
  • Sharing your PIN or OTP with anyone who says they will help.
  • Paying a stranger to fix your complaint.

Is 622 free?

The NCC calls it a toll-free line on all networks.

How long should I wait before escalating?

The NCC says to give the provider its stated resolution time. Ask MTN what that is.

Can I complain online?

Yes, through MTN’s email and WhatsApp, and the NCC portal.

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