Did you move your primary bank account to alat bank recently? If yes, you’ll need to learn so much stuff about alat bank. One of the first things to learn is how to use the alat bank transfer code for transactions on your cellphone which doesn’t require any internet connection.
In this post, you’ll learn how to activate your alat bank transfer code for seamless transactions from any mobile phone with a SIM card.
What is ALAT BANK USSD CODE ?
With the alat bank transfer code, you can carry out most of your banking transactions on any smartphone, even without an internet connection.
Unlike most other banks that offer a USSD banking option, alat bank gifts users many exclusive benefits for transacting with the USSD code.
While most retail accounts support Alat, you can’t use the alat bank transfer code if you hold a domiciliary account, a Wema Children’s Account, or any Premium account tiers.
If you don’t hold any of the accounts specified above, you can proceed below to learn how to activate your Alat account and start using alat by wema bank’s transfer code.
How to activate the ALAT BANK USSD CODE
alat bank ussd code is not automatically activated for all eligible users. If you intend to make transactions using the USSD code, you must manually sign up through the steps outlined below.
Dial *945# Alat Bank ussd Code or alat bank transfer code. It is the USSD code you’ll always dial on your cellphone whenever you need to make USSD transactions with your Alat By Wema Bank account.
To initiate the USSD session, dial *945# Special Alat Bank USSD code or Alat Bank Transfer Code on your mobile phone. After dialing the code, a menu will appear on your screen. This menu lists various services you can access using Alat By Wema Bank USSD Code or Alat By Wema Bank Transfer Code. Each service will have a corresponding number. Reply with the number associated with the service you want to use.
Dialing this code will evoke a prompt warning that you’ll be shelling out a N6.98 service charge for USSD transactions on the network. If you’ve used transfer codes from other banks, you should know that this is the industry standard.
- Enter the last digits of your alat by wema bank’s debit card number
If you have an account with alat by wema bank, you should get to a page where you can enter the number on the debit card associated with your alat by wema bank account.
You only need to enter the last six digits, and you can only proceed if it matches the numbers on alat by wema BANK records.
If you don’t have an account associated with your phone number, you’ll get a prompt with the message, accompanied by an option to create an account with alat by wema bank.
If you get this message despite having an account with alat by wema bank, you may need to contact the bank’s support to rectify the error.
- Choose a PIN
After entering the numbers on your debit card, the following prompt will ask you to choose a PIN to secure your USSD transactions.
This PIN is different from the debit card PIN that you use to make ATM and debit transactions. Also, we don’t recommend entering your debit card PIN here, as it only makes your account less secure overall.
Remember, Alat is only as secure as your PIN. If someone can access your phone and your PIN, they can carry out any transaction without access to any other information relating to your account.
After entering a strong PIN twice, you should receive a confirmation message from alat by wema bank with your account summary.
If you made it to this stage without any hitches, you’ve successfully created a Wema Alat account. Now, you can use the *945# alat by wema bank transfer code to make transactions on your account.
If you don’t know what transactions you can make through the Alat feature on your phone, the next section will explain it in detail.
How to Transact Using alat by wema bank ussd Code
You’ve set up your Wema Alat account; now what? How do you make regular banking transactions without ever downloading the alat by wema bank app?
This section outlines some use cases of the alat by wema bank transfer code and how you can carry out these transactions.
- Account Opening
If you don’t have a alat by wema bank account already, dialing the transfer code will only result in a prompt to open an account.
Opening a alat by wema bank account through Alat is easy and free, and you can get an account number without doing any paperwork.
If you want a debit card, however, you may have to visit a alat by wema bank branch. Your phone can’t print out a card, you know?
- Airtime Purchase
If you purchase airtime quite frequently, you should always do it using the alat by wema bank transfer code.
To buy airtime using the code, dial *945*phone number*amount# and enter your PIN to authorize the transaction.
- Money Transfer
Money transfer is the most popular feature of Alat. It allows you to transfer money to anyone with a bank account regardless of the bank.
You can make a transfer by dialing *945*recipient’s account number*amount# on your phone. You may have to enter your PIN to authorize the transaction.
Apart from transferring money and purchasing airtime, you can also update your BVN, make cardless withdrawals, retrieve your card PIN and even block your debit card using the alat by wema bank transfer code.
More Bank Transfer Codes
alat by wema bank transfer code makes transactions easy. Banking activities that require human presence at a bank branch are now possible from a cellphone without an internet connection.
However, you should note some of the charges and limits associated with this service.
For example, you shell out a N6.98 service charge for every transaction, and you can’t purchase airtime of over N3,000 in 24 hours.
Most people will agree that the advantages of the service eclipse these charges and limits, making Alat is a welcome initiative.