Did you move your primary bank account to UBA recently? If yes, you’ll need to unlearn and relearn so much stuff. One of the first things to learn is how to use the UBA transfer code for transactions on your cellphone.

Using transfer codes is nothing new. Most banks offer an option to send money, receive money, pay bills, and purchase airtime using their specified transfer code. UBA isn’t an exception.

With the introduction of UBA Mobile Banking, you can always carry out banking transactions from your cellphone, even without an internet connection.

In this post, you’ll learn how to activate your UBA transfer code for seamless transactions from any mobile phone with a SIM card.

What is UBA Mobile Banking?

Similar to FirstBank’s Quick Banking and UBA’s Magic Banking, UBA brings the flexibility of USSd banking to its users through its Mobile Banking initiative.

With the UBA transfer code, you can carry out most of your banking transactions on any smartphone, even without an internet connection.

Unlike most other banks that offer a USSD banking option, UBA gifts users many exclusive benefits for transacting with the USSD code.

While most retail accounts support Mobile Banking, you can’t use the transfer code if you hold a domiciliary account, a UBA Children’s Account, or any Premium account tiers.

If you don’t hold any of the accounts specified above, you can proceed below to learn how to activate your Mobile Banking account and start using UBA’s transfer code.

How to activate the UBA transfer code

UBA transfer code is not automatically activated for all eligible users. If you intend to make transactions using the USSD code, you must manually sign up through the steps outlined below.

Dial *919#

UBA Transfer code is *919#, With the dialing of *919# UBA Transfer Code Or UBA USSD Code, UBA users gain access to a wide array of financial services right at their fingertips.

One of the primary functions of this USSD code is to facilitate mobile money transactions. Users can check their account balances, transfer funds, and even pay bills with just a few simple keystrokes. This not only saves time but also reduces the need for physical cash, promoting a safer and more secure payment ecosystem.

Dial *919#  UBA Transfer code or UBA USSD Code on your mobile phone To initiate the USSD session. After dialing the code, a menu will appear on your screen. This menu lists various services you can access using UBA Transfer Code or UBA USSD Code. Each service will have a corresponding number. Reply with the number associated with the service you want to use.

Dialing *919# UBA transfer code will evoke a prompt warning that you’ll be shelling out a N6.98 service charge for USSD transactions on the network. If you’ve used transfer codes from other banks, you should know that this is the industry standard.

• Enter the last digits of your UBA’s debit card number

If you have an account with UBA, you should get to a page where you can enter the number on the debit card associated with your UBA account.

You only need to enter the last six digits, and you can only proceed if it matches the numbers on UBA’s records.

If you don’t have an account associated with your phone number, you’ll get a prompt with the message, accompanied by an option to create an account with UBA.

If you get this message despite having an account with UBA, you may need to contact the bank’s support to rectify the error.

• Choose a PIN

After entering the numbers on your debit card, the following prompt will ask you to choose a PIN to secure your USSD transactions.

This PIN is different from the debit card PIN that you use to make ATM and debit transactions. Also, we don’t recommend entering your debit card PIN here, as it only makes your account less secure overall.

Remember, Mobile Banking is only as secure as your PIN. If someone can access your phone and your PIN, they can carry out any transaction without access to any other information relating to your account.

After entering a strong PIN twice, you should receive a confirmation message from UBA with your account summary.

Knowing that UBA USSD Code is *955#, If you made it to this stage without any hitches, you’ve successfully created a UBA Mobile Banking account. Now, you can use the *919# UBA transfer code to make transactions on your account.

If you don’t know what transactions you can make through the Mobile Banking feature on your phone, the next section will explain it in detail.

How to Transact Using UBA Transfer Code

You’ve set up your UBA Mobile Banking account; now what? How do you make regular banking transactions without ever downloading the UBA app?

This section outlines some use cases of the UBA transfer code and how you can carry out these transactions.

• Account Opening

If you don’t have a UBA account already, dialing the transfer code will only result in a prompt to open an account.

Opening a UBA account through Mobile Banking is easy and free, and you can get an account number without doing any paperwork.

If you want a debit card, however, you may have to visit a UBA branch. Your phone can’t print out a card, you know?

• Airtime Purchase

If you purchase airtime quite frequently, you should always do it using the UBA transfer code.

How To Use UBA Transfer Code To buy airtime using  ussd code, dial *919*phone number*amount# and enter your PIN to authorize the transaction.

The first 919 UBA customers to purchase airtime using the UBA transfer code will get twice the recharge amount if it is N500 or more, but not more than N1,000.

• Money Transfer

Money transfer is the most popular feature of Mobile Banking. It allows you to transfer money to anyone with a bank account regardless of the bank.

You can make a transfer by dialing *919*3*recipient’s account number*amount# on your phone for UBA to UBA transfer. For UBA to other Banks transfer dial *919*4*recipient’s account number*amount# on your phone. You may have to enter your PIN to authorize the transaction.

Apart from transferring money and purchasing airtime, you can also update your BVN, make cardless withdrawals, retrieve your card PIN and even block your debit card using the UBA transfer code.

More Bank Transfer Codes

Keystone Bank Transfer Code

Sterling Bank Transfer Code

GTBank Transfer Code

Ecobank Transfer Code

Wema Bank Transfer Code

Heritage Bank Transfer Code

Stanbic Ussd Code

Unity Bank Transfer Code

Polaris Bank Transfer Code

First Bank Transfer Code

Union Bank Transfer Code

Fidelity Bank Transfer Code

Zenith Bank Transfer Code

Fcmb Ussd Code

Access bank Ussd Code

Diamond bank Ussd Code

Globus Bank Ussd Code

Accion MfB Ussd Code

lotus bank transfer code

jaiz bank transfer ussd code

opay ussd code

standard chartered bank Ussd Code

palmpay ussd code

suntrust bank ussd code

paylater ussd code

hope bank transfer code

premium Trust Bank ussd code

moniepoint ussd code

alat Ussd code

payattitude ussd code

Optimus Bank Ussd code

Titan trust Ussd code

rubies bank Ussd code

Taj bank Ussd code

More UBA USSD codes and what they are for

• If you want to open Open an account on uba :Dial

*919*20#

• For your Balance enquiry :Dial

*919*00#

• If you want to Transfer to UBA Account :Dial

*919*3*account number*Amount#

• For Transferring To UBA Prepaid Card :Dial

*919*32#

• To Transfer to Other banks :Dial

*919*4*account number*amount#

• Sending of Money to Microfinance Banks and Other institutions :Dial

*919*6#

• If you want to to recharge yourself (Airtime Top-Up for Self) :Dial

*919*Amount# or *919*14#

• If you want to recharge for your friends, family and other people (Airtime Top-Up for Others) :Dial

*919* Phone number*Amount# or *919*14*phone Number#

• If you want to Pay bills :Dial

*919*5#

• For ATM Cardless Withdrawal :Dial

*919*30*Amount#

• If your debit card was stollen and you want to block it (Block Debit Card) :Dial

*919*10#

• To Freeze your Online Transactions :Dial

*919*9#

• If you want to Retrieve your BVN :Dial

*919*18#

• If you want your bank statement (Request Bank Statement) :Dial

*919*21#

• For OTP Generation :Dial

*919*8#

• For Smile Data Top-up :Dial

*919*23#

• If you want to Deactivate UBA USSD code :Dial

*919*911#

• For Self-Enrolment – Registration :Dial

*919*0#

• For Baba Ijebu Wallet Funding :Dial

*919*26*1#

• For Bet9ja Wallet Funding :Dial

*919*22*walletID*amount#

• For Betking Wallet Funding :Dial

*919*26*amount#

• For Lottomania Wallet Funding :Dial

*919*26*2#

• For ARM Pensions :Dial

*919*27*1#

• For Oak Pensions :Dial

*919*27*2#

• To Check your LCC e-tag balance :Dial

*919*16*1#

• To Top-Up LCC e-tag :Dial

*919*16*2#

• For Taxes and Levies payments :Dial

*919*13#

• For Airline Tickets Menu :Dial

*919*12#

• For Ethiopian Airline :Dial

*919*12*071#

• For Africa World Airline : Dial

*919*12*394#

• For Lufthansa Airline : Dial

*919*12*220#

• For Egypt Airline : Dial

*919*12*077#

• For Turkish Airline :Dial

*919*12*235#

• For Qatar Airways :Dial

*919*12*157#

• For British Airways :Dial

*919*12*125#

• For KLM Royal Dutch Airline :Dial

*919*12*74#

• For South African Airways :Dial

*919*12*83#

• For Virgin Atlantic Airline :Dial

*919*12*932#

• For Etihad Airways :Dial

*919*12*607#

• For Royal Air Morocco :Dial

*919*12*147#

• For Rwanda Air :Dial

*919*12*459#

• For Kenya Airways :Dial

*919*12*706#

• For Delta Air Lines :Dial

*919*12*6#

• For Air France :Dial

*919*12*57#

• For Emirates :Dial

*919*12*176#

Conclusion

UBA transfer code makes transactions easy. Banking activities that require human presence at a bank branch are now possible from a cellphone without an internet connection.

However, you should note some of the charges and limits associated with this service.

For example, you shell out a N6.98 service charge for every transaction, and you can’t purchase airtime of over N3,000 in 24 hours.

Most people will agree that the advantages of the service eclipse these charges and limits, making Mobile Banking is a welcome initiative.