MTN Ghana Me2U *198#: Send Airtime in 6 Steps
Sometimes a friend or relative needs airtime and you have some to spare. MTN Ghana lets you send airtime from your line to another MTN number using a service called Me2U. It takes a minute to set up and seconds to use afterwards. This guide covers the activation, the sending steps, the charge you should expect and the mistakes to avoid.
Activate Me2U
| 1 | Dial *198#. |
| 2 | Follow the prompt to activate the service. |
| 3 | Create a four-digit PIN you will remember. |
| 4 | Confirm and wait for the success message. |
Never share your Me2U PIN. If someone else knows it, they can send your airtime away.
Send airtime
| 1 | Dial *198# again. |
| 2 | Choose the transfer option. |
| 3 | Enter the MTN number you are sending to, including the correct digits. |
| 4 | Enter the amount. |
| 5 | Enter your PIN. |
| 6 | Confirm and wait for SMS messages on both phones. |
A small charge applies to each transfer and it is shown on the screen before you confirm. Read the total, not only the amount you typed.
Before you press send
| Check | Why it matters |
|---|---|
| Number | Airtime sent to a wrong number is hard to recover |
| Amount | Make sure you did not add an extra digit |
| Charge | The total deducted can be more than the amount sent |
| Your balance | You need enough airtime to cover both |
Other ways to give airtime
- Buy airtime for the person through the app or your mobile money wallet.
- Ask a trusted agent to load airtime on their number.
- Send a voucher PIN by message only if you trust the person fully.
- Pay for a data bundle directly instead of airtime if data is what they need.
If something goes wrong
Check your balance first. If the airtime was deducted and not received, call 100 with the time, amount and both numbers.
Contact customer care at once. Do not expect a guaranteed reversal.
Use the service reset steps shown in the menu or ask customer care for help.
Try again later. Your line may be restricted or the network may be busy.
Stay safe
- Send only to people you know.
- Ignore messages asking you to transfer airtime to win a prize or to unlock a loan.
- Never read out your PIN on a call.
- Keep a note of each transfer and delete it once confirmed.
Make it a family habit
Families often share airtime. Agree on how much each person will send in an emergency, write down the date and amount, and settle it later. This keeps things fair and avoids confusion.
When sending airtime makes sense
Airtime transfers are best for small emergencies: a relative who needs to call for a ride, a child who must reach you after school or a colleague stuck without credit at a bad time. They are less sensible for large amounts, because a charge applies on each transfer and it can add up. For a larger gift, buying airtime or a bundle directly through the app or your wallet can be a cleaner option.
A simple routine for regular senders
| Step | What to do |
|---|---|
| Before | Check your own balance with *124# |
| During | Confirm the number and amount twice on the screen |
| After | Check for the confirmation SMS and ask the receiver to confirm |
| Later | Delete old messages that show your PIN prompts or sensitive details |
Questions people ask
Me2U is meant for MTN numbers. For other networks, use the options those networks offer.
There can be minimum and maximum amounts and daily limits. The menu shows what applies.
Normally no. The charge is taken from the sender.
Mistakes to avoid
- Sending before checking that you have enough for the amount and the charge.
- Typing the number from memory instead of from your contacts.
- Saving your PIN in a note that others can open.
- Sending to someone who contacted you out of the blue.
- Retrying immediately when a message is delayed, which can send the airtime twice.
Transferring airtime is quick once you are set up. Activate Me2U, check the number twice, read the charge and keep your PIN private. Those four habits cover nearly every problem people meet.
